Corporate Finance Division: Overview

The Corporate Finance Division (CFD) works with clients to help them determine the appropriate financial resources to run the business, make acquisitions, and plan for their financial future. CFD assists public and private corporations in raising funds in the domestic and international capital markets (both equity and debt), as well as in providing strategic advisory services for mergers, acquisitions, syndications and other types of financial transactions.

CFD is tasked with creating value for the bank’s clients working hand-in-hand with their Finance Officer or through the Finance Department. These company clients include large multinational and local companies (Business Finance), government corporations or Local Government Units (Government/Public Finance) or smaller players with high growth prospects that includes Personal Finance of single proprietorships.

CFD services clients via the following:

1) designing, implementing, and monitoring the financial policies of the company
2) planning and execution of the financing program
3) interfacing with the financial community, and / or investors

CFD assists clients in their long-term capital investment decisions – whether to finance investments with equity or debt – and in their short term decisions that deal with short-term balance of current assets and liabilities. CFD may also be tasked by companies in the sourcing of long-term or short-term funds for the latter’s activities that involve balancing risk and profitability. Long-term funds can be provided by ownership equity and long-term credit in the form of term loans and bonds. Meanwhile, short-term funding or working capital is often provided by banks extending a line of credit or via short-term credit facilities.

CFD also offers the following specific services to clients:

• financial advisory
• capital structuring or packaging
• financial arrangement
• corporate rehabilitation
• syndication

CFD is an account packaging and originating unit that works with other business units of the PVB, such as the Retail Banking Division (RBD), Account Management Division (AMD), Asset Recovery Division (ARD), and the Treasury Group for required approvals and booking.

CFD is composed of the following personnel: