Housing Loans
Loan Purpose
- House Construction
- Purchase of House & Lot
- Purchase of Townhouse or Condominium Unit
- Purchase of Lot
- Home Improvement
- Refinancing of an Existing Housing Loan with Another Bank
Loanable Amount
- You can borrow a minimum of P300,000 up to a maximum of 70% of the appraised value of the land and improvements (for loans P3.5M and below) or 60% on vacant lots.
Acceptable Collateral
- Any real estate property with a Transfer Certificate of Title free from any lien or encumbrance.
Interest Rate
- We offer competitive loan interest rates among private domestic banks.
Repayment Term
- You can choose to pay on either equal monthly or quarterly amortization of principal and interest up to a maximum of 15 years to pay depending on your age and the type of loan you apply for.
Payment Convenience
- Pay your monthly amortizations by opening a savings account with any of our Philippine Veterans Bank branches located nearest to you. We will simply debit your account automatically every due date.
Business Loans
Maximum Term: 5 years
Loans for business expansion purpose such as:
-Additional working capital for the existing business
-Purchase of small commercial real estate properties (not exceeding P10M)
-Construction of small factories, warehouses or offices (not exceeding P10M)
