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Housing Loans

Housing Loans

Every Filipino family aspires to build their dream home – a place to nurture their families and their future, an abode that is the fruit of their hard work.

At Philippine Veterans Bank, we help families achieve their aspiration to have a place they can call their own through PVB Home Loans -- housing loan products tailored to meet the needs of today’s  hardworking heroes. Our home loans combine convenience and affordability with friendly payment options that make building your dream home simple. Surely, there’s a PVB Home Loan that’s just suited for you. 

Ready to build your dream home? Inquire about our PVB Home Loan today.

Loan Purposes

  • House Construction
  • Purchase of house and lot
  • Purchase of townhouse or condominium
  • Purchase of lot
  • Home improvement
  • Refinancing of existing housing loan

Loanable Amount

  • Minimum of P375,000
  • Up to a maximum of 80% of appraised value of the collateral
  • Up to 60% on vacant lots

Acceptable Collateral

  • Any real estate property with a Transfer Certificate of Title or Condominium Certificate of Title free from loan or encumbrance

Interest Rate

  • Competitive Interest Rates up to a maximum of 20 years

Repayment Term

  • A housing loan with a maximum term of twenty (20) years and a choice of either a regular housing loan or Home Loan Cash Back whereby 100% of the loan principal will be returned to the borrower upon completion of amortization payments (20 years) and fully meeting the loan's terms and conditions agreed upon at the approval of the loan. Housing Loans up to 15 years will not have a Cash Back offer.


Contact Us:

Phone: (02) 7 902-1678/1648, (02) 8 857-3854/3833
Globe:  0917-551-6782, 0917-829-4064
Smart:  0998-958-8782, 0919-062-2386

Loan Calculator

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1 year fixing

6.25% p.a.

3 years fixing

6.75% p.a.

5 years fixing

7.25% p.a.




5 years fixing

12.00% p.a.

* 100% Cash Back on principal loan amount only, terms and conditions apply. 



1 year fixing

7.25% p.a.

2-3 years fixing

7.75% p.a.

4-5 years fixing

8.25% p.a.