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Housing Loans

Housing Loans

Every Filipino family aspires to build their dream home – a place to nurture their families and their future, an abode that is the fruit of their hard work.

At Philippine Veterans Bank, we help families achieve their aspiration to have a place they can call their own through PVB Home Loans -- housing loan products tailored to meet the needs of today’s  hardworking heroes.
Our home loans combine convenience and affordability with friendly payment options that make building your dream home simple. Surely, there’s a PVB Home Loan that’s just suited for you. 

Ready to build your dream home? Inquire about our PVB Home Loan today.

Loan Purposes

  • House Construction
  • Purchase of house and lot
  • Purchase of townhouse or condominium
  • Purchase of lot
  • Home improvement
  • Refinancing of existing housing loan

Loanable Amount

  • Minimum of P375,000
  • Up to a maximum of 80% of appraised value of the collateral
  • Up to 60% on vacant lots

Acceptable Collateral

  • Any real estate property with a Transfer Certificate of Title or Condominium Certificate of Title free from loan or encumbrance

Interest Rate

  • Competitive Interest Rates.

Repayment Term

  • Maximum of 20 years for purchases of house and lot, condominium, town house, and house construction.
  • Maximum of 10 years for purchase of lot.

Type of Housing Loan

  • Regular Housing Loan
  • Home Loan 100% Cash Back – a housing loan where 100% of the principal of the loan will be returned to the borrower after twenty (20) years, provided terms and conditions of the program are all met.

Contact Us:

Phone: (02) 7 902-1678/1648, (02) 8 857-3854/3833
Globe:  0917-551-6782, 0917-829-4064
Smart:  0998-958-8782, 0919-062-2386

Loan Calculator

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1 year fixing

6.25% p.a.

3 years fixing

6.75% p.a.

5 years fixing

7.25% p.a.




5 years fixing

12.00% p.a.

* 100% Cash Back on principal loan amount only, terms and conditions apply. 



1 year fixing

7.25% p.a.

2-3 years fixing

7.75% p.a.

4-5 years fixing

8.25% p.a.