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Housing Loan

Housing Loan


Every Filipino family aspires to build their dream home – a place to nurture their families and their future, an abode that is the fruit of their hard work.

At Philippine Veterans Bank, we help families achieve their aspiration to have a place they can call their own through PVB Home Loans -- housing loan products tailored to meet the needs of today's hardworking heroes.
Our home loans combine convenience and affordability with friendly payment options that make building your dream home simple. Surely, there's a PVB Home Loan that's just suited for you.

Ready to build your dream home? Inquire about our PVB Home Loan today.

 

Loan Purposes

  • Flexi Loan
    • Hospitalization
    • Education
    • Home Improvement
      • House expansion or remodeling
      • Major house repairs, refurnishing
    • Purchase of a different property
  • Regular Housing Loan
    • Purchase of Residential Properties:
      • House and Lot
      • Vacant Lot
      • Townhouse Unit
      • Condominium Unit
    • House Construction
    • Reimbursement of Purchase Cost
    • Reimbursement of Construction Cost
    • Refinancing of Existing Mortgage

 

Loanable Amount

  • For Housing Loan: Minimum of P1,000,000.00
  • For Flexi Loan: Minimum of P500,000.00
  • Up to a maximum of 80% of appraised value of the collateral
  • Up to 70% on vacant lots

 

Acceptable Collateral

  • Any real estate property with a Transfer Certificate of Title or Condominium Certificate of Title free from lien or encumbrance.

 

Repayment Term

  • 20 years - include Flexi Loan - Purchase of a Different Property
  • 10 years - include Flexi Loan - Home Improvement
  • 5 years - include Flexi Loan - Hospitalization and Education

 

Type of Housing Loan

  • Regular Housing Loan
  • Regular Flexi Loan

 

Contact Us:

CONSUMER LENDING DIVISION
Phone: (02) 7 902-1678/1648, (02) 8 857-3854/3833
Globe:  0917-551-6782, 0917-829-4064
Smart:  0998-958-8782, 0919-062-2386
Email: retailbanking@veteransbank.com.ph


Loan Calculator


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RETAIL HOUSING LOAN

1 year fixing

6.00%

3 year fixing

6.25%

5 year fixing

6.75%