From now until April 30, 2026, borrowers who successfully avail themselves of either a Veterans Bank Home Loan or our new Veterans Bank Auto Loan will get a winning experience with our PVB Heroes PANALOANS Promo!   Each qualified Home Loan or Auto-Loan borrower will enjoy waived fees depending on their approved loan amount. Waived fees will be automatically applied and will be subject     Waived Fees Matrix:   Housing Loan (includes housing registration fees, documentary stamp tax (DST), and notarial fee)   Approved Loan Amount Waived Fee P1,000,000 to P1,999,999 Up to P10,000 P2,000,000 to P2,999,999 Up to P20,000 P3,000,000 to P3,999,999 Up to P30,000 P4,000,000 to P4,999,999 Up to P40,000 P5,000,000 to P5,999,999 Up to P50,000 P6,000,000 to P6,999,999 Up to P60,000 P7,000,000 to P7,999,999 Up to P70,000 P8,000,000 to P8,999,999 Up to P80,000 P9,000,000 to P9,999,999 Up to P90,000 P10,000, 000 and Up Up to P100,000     Auto-Loan per Approved Unit   Approved Loan Amount Waived Fee P850,000 to P1,999,999 Up to P25,000 P2,000,000 to P3,999,999 Up to P40,000 P4,000,000 to P5,999,999 Up to P55,000     Full Mechanics:   The PVB Heroes PANALOANS promo period is from December 23, 2025 to April 30, 2026 and is open to all Veterans Bank borrowers who successfully apply for either a housing loan or auto-loan during the said period. To apply for a housing loan or auto-loan, an individual must apply through any Veterans Bank branch nationwide or through its Consumer Lending Center located at the G/F Philippine Veterans Bank Main Office – 101 VA Rufino corner Dela Rosa Streets, Legazpi Village, Makati City 1229 Once the loan application is processed, approved and booked by the Bank during the promo period, the application of the waived fees will be automatic. Loan applications approved after the promo period will no longer be eligible for the waived fees. The waived fee amount will depend on the final approved loan amount based on the Waived Fees Matrix (see above). Borrowers must have a Veterans Bank Account as the mode of payment will be via Automatic Debt Arrangement (ADA); for existing clients, they may nominate their savings or checking account for the ADA and for non-clients, they must open a PVB Savings Account to avail of the loan and promo. The waived fee amount and offer cannot be transferred to another person and is not convertible to cash or any other forms such as vouchers or gift certificates.  Additionally, borrower must complete the loan based on the original agreed upon terms and loan payment schedule. In case of prepayment, borrower will be charged the total fees previously waived by the Bank. The PVB Heroes PANALOANS Promo is subject to terms and conditions governing Veterans Bank’s Housing Loans and Auto-Loans. All decisions of the Bank regarding this promo, in concurrence with DTI rules and regulations, will be deemed final and non-negotiable. Employees of Philippine Veterans Bank, its subsidiaries and outsourced agencies, including their relatives up to second degree of consanguinity or affinity are not eligible to avail of the promo.   For inquiries on the promo or on our Home Loan or Auto-Loan, please visit or contact any of our PVB branches nationwide or you may contact our Consumer Lending Center through  (02) 7902-1608/1638, (02) 8857-3833/3858 or email address retailbanking@veteransbank.com.ph.   You may also contact our 24/7 Customer Care through the following channels:                 Hotline: (02) 7902-1782               Toll-Free Nos.: 1-800-89021782 (Globe, TM)                                       1-800-10-8573888 (PLDT, Smart, TNT)               Email: pvbcares@veteransbank.com.ph               FB Chat: fb.com/VeteransBank               Website: www.veteransbank.com.ph     Per DTI Fair Trade Permit No. FTEB-245364 Series of 2025.

  MALABON CITY – Digital transactions are now more accessible for Malabon employees and residents with the launch of the new Philippine Veterans Bank (PVB) Payment Kiosk at Malabon City Hall, aimed at making cashless payments seamless and hassle-free.   Designed to simplify everyday payments, the kiosk enables users to buy SIM cards and mobile load, make cash-ins, and settle bills for utilities, internet services, credit cards, and other transactions - all in one accessible location.   The launch was graced by Malabon City officials led by Mayor Jeannie Sandoval and Vice Mayor Edward Nolasco, alongside Philippine Veterans Bank officers, including FVP and Head of the Digital Banking Division Charina Balanquit, VP and Head of the Product Development and Management Department Iris Veronica Lim, AVP and North Metro Manila Branches Area Head Susan de Mesa and PVB Caloocan Branch Manager Ollie Umbao. Also present were PVB Product Marketing Officer Dimple Jimenez, Client and Implementation Manager Joyce Karen Hernandez, as well as other city hall representatives.   This installation highlights the continued collaboration between Malabon City and Philippine Veterans Bank, supporting digital transformation initiatives while bringing greater convenience to the community.

As part of Veterans Bank’s commitment to improving its clients’ banking experience and as well as to promote sustainability, we would like to announce that starting February 1, 2026, Checking Account Statements of Account (SOA) will become available through PVB Digital Banking/Online Banking.   We will discontinue the physical printing and distribution of SOAs. Instead, individual clients with checking or current accounts can conveniently view, download, and save your statements online—anytime, anywhere.   Benefits of Digital SOAs: Convenient – 24/7 access from your device Secure – Protected digital environment Sustainable – Reduced paper usage Efficient – Faster, more reliable delivery How to Access Your SOAs: Enrolled Users: Log in at veteransbankonline.com.ph and go to My Money > Account Statement. Please note that the SOA is not downloadable from the mobile app. Not Yet Enrolled? Use the self-service option via our website or mobile app (“Enroll to Digital Banking”) Visit your maintaining branch for assisted enrollment   Printed SOAs will remain available upon request at your maintaining branch.   For any assistance regarding this advisory, contact your branch or reach us at (+632) 7902-1782, toll-free nos. 1800-8902-7182, 1800-10-857-3888 or pvbcares@veteransbank.com.ph.   We look forward to serving you better through our digital channels. Thank you.