From July 1 to December 31, 2026, reward yourself with an Apple or Samsung gadget, or electronic gift certificates for every successful Edge TD referral you make. The more Edge TD referrals you make, the more credits you get to redeem better prizes. And here’s the best part – your referred client* also gets rewarded!

1. The promo is open to individual clients only who will place fresh funds in an EDGE Time Deposit account during the promo period.
2. To qualify, a client must open an EDGE Time Deposit account with a minimum placement of one million pesos (P1,000,000) at regular, non-deviated EDGE Time Deposit interest rates, with any of the following tenors:
   • • One (1) Year
     • Three (3) Years
     • Five (5) Years
3. Each qualified EDGE Time Deposit placement entitles the client to receive one (1) non-cash freebie, based on the corresponding placement amount and tenor.
4. Freebies may include gadgets, lifestyle items, appliances, or electronic gift vouchers, as determined and approved by Philippine Veterans Bank, and are subject to availability.
5. For multiple EDGE Time Deposit placements made under the same account name, or, under family members within first degree of consanguinity only one (1) free shall be awarded, based on the highest qualifying placement amount.
6. The following are not qualified for the promo:
   • • Placements below P1,000,000
     • Non-fresh funds
     • EDGE Time Deposit accounts with deviated interest rates
     • Corporate, institutional and business accounts
7. Freebies shall be fulfilled through the Bank’s authorized rewards fulfillment partner, 1ISA Inc. Clients will receive an SMS notification from INSTAPERX regarding redemption instructions through the promo website: veteransbank-rewards.1isadigital.com
8. To claim the prize, the client must register and redeem via the website: veteransbank-rewards.1isadigital.com
9. For electronic vouchers, clients must input their preferred mobile number, where the voucher will be sent.
10. For request of the physical items (Apple or Samsung products), the client must input his/her chosen address together with their mobile number.
11. Delivery timelines may vary based on location and item availability.
12. Clients will be notified of their prizes within three (3) weeks. Redemption must be completed within sixty (60) days from receipt of notification, clients can redeem starting July 8, 2026 until February 28, 2027. Unclaimed prizes shall be forfeited in favor of the Bank upon prior approval of the DTI-FTEB.
13. In case of pre-termination, standard time deposit penalties shall apply. Freebies issued are tax-free, non-cash, non-transferable and non-convertible.
14. Philippine Veterans Bank reserves the right to verify eligibility, disqualify any transaction that does not comply with these mechanics, and interpret all provisions of the promo.
15. All decisions of Philippine Veterans Bank regarding this promo, in concurrence with DTI rules and regulations, shall be final and non-negotiable.
16. The promo is subject to Terms and Conditions governing the issuance and use of the Veterans Bank EDGE Time Deposit
17. Employees of Philippine Veterans Bank, its subsidiaries, outsourced agencies, and their relatives up to the second degree of consanguinity or affinity are not eligible to join the promo.