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Salary Loan

Salary Loan

Product Features​

  • For qualified elected officials and employees of accredited LGU/GOCC/NGA as well as regular / permanent employees of an accredited private institution / company
  • Loan Amount computation is Credit ratio of 50% based on Net Take Home Pay of borrower; Minimum loan of P10,000
  • Minimum Net Take Home Pay Requirement shall follow the existing government regulatory requirement or the General Appropriation Act (GAA) of the current fiscal year at the time of loan drawdown
  • Term/Tenor is up to 36 months
  • Interest Rate: Prevailing Market Rates subject to approval
  • With Processing Fee 
  • With Credit Redemption Insurance (CRI) coverage in case of borrower’s death (up front)