WHY CHOOSE PVB AUTO LOANS

          FAST APPROVAL

     LOWER RATES

     FLEXIBLE PAYMENT OPTIONS

 HOW TO APPLY

Via Email

1. Go to the PVB Auto Loan Application Forms and complete all required information.

2. Email the signed and fully filled out PVB application form and requirements directly to clgautoloans@veteransbank.com.ph.
3. If your application is approved, you will be contacted by our Account Officer and will be asked to visit the branch.

 Via PVB Branch

1. You can visit any PVB Branch. (Click here for Branches Location)
2. Completely fill out the application form.
3. Submit the required documents.

QUALIFICATIONS

• Filipino Citizen or Foreign Nationals
• At least 21 years old and not be more than sixty-five (65) years old at loan maturity
• Minimum gross monthly income is Php50,000
• With stable source of income from employment or business
  • Locally employed: Permanently employed for at least one (1) year
  • Employed abroad: Permanently employed for at least two (2) years. Nomination of Attorney-In-Fact upon application
  • Self-Employed: Must be operating for at least three (3) years.

APPLICATION REQUIREMENTS

1. Employed
     - Latest Certificate of Employment with Compensation.

2. Self-Employed
     - Latest Income Tax Return (ITR) and Audited Financial Statements (AFS)
     - Latest three (3) months Bank Statement.

3. Sole-Proprietorship
     - Latest Audited Financial Statements
     - Copy of DTI registration
     - Latest (3) months Bank Statement.

4. Partnership / Corporation / One Person Corporation
     - SEC Registration
     - Articles of Incorporation / Articles of Co-Partnership
     - Corporate by Laws
     - Board Resolution / Secretary Certificate
     - Latest three (3) years ITR and AFS
     - Latest three (3) months Bank Statement
     - Latest SEC General Information Sheet / Appointment of Officers

PVB HEROES PANALOANS

Extended until October 29, 2026 as approved by DTI-FTEB, borrowers who successfully avail themselves of either a Veterans Bank Home Loan or our new Veterans Bank Auto Loan will get a winning experience with our PVB Heroes PANALOANS Promo!
Each qualified Home Loan or Auto-Loan borrower will enjoy waived fees depending on their approved loan amount. Waived fees will be automatically applied and will be subject

Auto-Loan Waived Fees per Approved Unit
P850,000 to P1,999,999 Up to P25,000
P2,000,000 to P3,999,999 Up to P40,000
P4,000,000 to P5,999,999 Up to P55,000

FULL MECHANICS:

1. The PVB Heroes PANALOANS promo period is from December 23, 2025 to April 30, 2026, extended until October 29, 2026 and is open to all Veterans Bank borrowers who successfully apply for either a housing loan or auto-loan during the said period.

2. To apply for a housing loan or auto-loan, an individual must apply through any Veterans Bank branch nationwide or through its Consumer Lending Center located at the G/F Philippine Veterans Bank Main Office – 101 VA Rufino corner Dela Rosa Streets, Legazpi Village, Makati City 1229

3. Once the loan application is processed, approved and booked by the Bank during the promo period, the application of the waived fees will be automatic. Loan applications approved after the promo period will no longer be eligible for the waived fees.

4. The waived fee amount will depend on the final approved loan amount based on the Waived Fees Matrix (see above).

5. Borrowers must have a Veterans Bank Account as the mode of payment will be via Automatic Debt Arrangement (ADA); for existing clients, they may nominate their savings or checking account for the ADA and for non-clients, they must open a PVB Savings Account to avail of the loan and promo.

6. The waived fee amount and offer cannot be transferred to another person and is not convertible to cash or any other forms such as vouchers or gift certificates.

7. Additionally, borrower must complete the loan based on the original agreed upon terms and loan payment schedule. In case of prepayment, borrower will be charged the total fees previously waived by the Bank.

8. The PVB Heroes PANALOANS Promo is subject to terms and conditions governing Veterans Bank’s Housing Loans and Auto-Loans. All decisions of the Bank regarding this promo, in concurrence with DTI rules and regulations, will be deemed final and non-negotiable.

9. Employees of Philippine Veterans Bank, its subsidiaries and outsourced agencies, including their relatives up to second degree of consanguinity or affinity are not eligible to avail of the promo.

For inquiries on the promo or on our Home Loan or Auto-Loan, please visit or contact any of our PVB branches nationwide or you may contact our Consumer Lending Center through (02) 7902-1608/1638, (02) 8857-3833/3858 or email address retailbanking@veteransbank.com.ph.

You may also contact our 24/7 Customer Care through the following channels:
Hotline: (02) 7902-1782
Toll-Free Nos.: 1-800-89021782 (Globe, TM)
1-800-10-8573888 (PLDT, Smart, TNT)
Email: pvbcares@veteransbank.com.ph
FB Chat: fb.com/VeteransBank
Website: www.veteransbank.com.ph

Per DTI Fair Trade Permit No. FTEB-245364 Series of 2025.

FREQUENTLY ASKED QUESTIONS

1. What is the minimum loanable amount?
The minimum loanable amount is Php 300,000

2. What is the minimum downpayment?
The minimum downpayment is 20% of the vehicle price.

3. What is the maximum term for Auto Loan?
The maximum term is up to 60 months for four-wheeler motor vehicles, 48 months for motorcycles, and 36 months for pre-owned motor vehicles.

4. Do you offer financing for pre-owned motor vehicles?
Yes, unit price shall be based on the appraised value

5. What types of vehicles are eligible for financing?
Brand-new and selected pre-owned motor vehicles subject to vehicle age, condition and appraisal standards

Salary Loan provides quick access to funds for qualified regular and permanent employees of accredited institutions. It can be used for various needs such as education, medical expenses, weddings, home improvement, or travel.

Who can apply?

• Employed individuals (private or government) of accredited institutions.
• With a minimum gross income of P9,000.00 (if within Metro Manila) and P8,000.00 (if outside Metro Manila).

Product Features​

• Loanable amount is P20,000.00 to P1,500,000.00
• Loan Term: 6 months to 36 months
• Interest Rate: Prevailing Market Rates subject to approval
• Processing Fee to be deducted on loan proceeds
• Comes with Credit Redemption Insurance (CRI), which protects borrower and their family by covering the remaining loan balance in case of death.

Why choose our Salary Loan?

• Low interest rate
• Easy monthly repayment via salary deduction
• Fast processing and minimal requirements

CONTACT THE NEAREST PVB BRANCH FOR DETAILS

"Here's a salute to all of our Heroes!"

With the PVB Pension Loan, we help our AFP and PVAO Heroes make the most out of their hard-earned retirement funds.

More than just financial assistance, the PVB Pension Loan is our way of giving back to those who have given so much. Whether it’s for daily needs, medical expenses, home improvements, or fulfilling long-awaited plans, we stand ready to support our Heroes in enjoying a more rewarding and worry-free retirement.

PVB’s MSME Loan program aims to address the needs of entrepreneurs that has remained unbanked or has limited exposure to commercial bank products. MSME loan products include:

Short Term Loan: 

• To finance working capital requirements
• Repayment within one year

Revolving Promissory Note Line:

• Used to augment operating and working capital requirements
• Available by promissory notes (PNs) of up to 360 days

Back-to-Back Loan:

• Is a standby loan available to existing Savings and Time Deposit account holders that intends to bridge financial gaps for business purpose.

Domestic Bills Purchase Line:

• Convert your checks and bank drafts into cash

Trade Check/Receivables Discounting Line:

• Get the equivalent of up to 80% of your total accounts receivables before you can actually collect them. Our Trade Check and Receivables Discounting Line infuses cash into your business, based on your foreseeable.

Export Bills Purchase Line:

• Is a facility wherein PVB purchases the exporter's Letter of Credit and advances payment to the buyer/exporter even prior to receiving payment from the buyer's bank.

Import/Domestic LC/TR:

• A letter of credit is a written undertaking by PVB to pay a client's foreign/domestic supplier on the condition that all required documents are presented. A Trust Receipt is an agreement between an importer and PVB, which enables the importer to obtain possession of the goods upon arrival, and to pay for them at some future date.

Stand-by Letter of Credit:

• This is a stand-by credit facility issued to the customer to guarantee payment for non-performance of an obligation.

DOWNLOADABLE BUSINESS LOAN APPLICATION FORMS:

Contact Us:

For inquiries, please visit or contact the nearest Veterans Bank branch in your area from Mondays to Fridays, 9:00am to 4:00pm (except holidays).
You may also contact any of the following PVB units:

BRANCH LENDING CENTER 
Telephone: (046) 471-4583 (please look for Jerson Pascua)
Emails: BranchLendingCenter@veteransbank.com.ph

COMMERCIAL BANKING GROUP
Telephone: (02) 8857-3896

INSTITUTIONAL BANKING GROUP
Telephone: (02) 7902-1645 or 8857-8326
Email: ibg@veteransbank.com.ph